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Merchants are credit beurau not allowed to charge a higher price when a credit card is used as opposed to other methods of payment, so there is no penalty this web page a card holder to use their credit card. The credit card issuer is sharing some of this commission with the card holder to incentivise them to use the credit credit beurau when making a payment. Rewards-based credit card products like cash back are more beneficial to consumers who pay their credit card statement off every month.
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