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For the what banks offer no doc business loans - tax returns and balance sheets Debt currently owed, including amounts due and accounts associated with it Other information as applicable Once the application is completed, the lender will review the application and arrive at a lending decision. Credit Score for Home Loan So what credit score is needed to buy a house.

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Credit Score for Business Loan. Following are the minimum criteria that lenders look for: Number of years in business Annual revenue Profitability Existing debt Credit score Your credit score and history are the important criteria that are taken into account while making arriving at a sanctioning decision.

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However, you must:. Show an income history of at least two years through employment verification or proof of enrollment in school or the military. Have a credit history, most commonly through a traditional credit score.

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